Sexy Baccarat – Game Rules, RTP, and Winnings Explained

Sexy Baccarat adheres to the standard rules of baccarat, making it simple for both new and experienced players. The objective is to bet on which hand – Player or Banker – will have a total closest to 9. 

Each round begins with two cards dealt to the Player and Banker positions. If necessary, a third card may be drawn based on traditional baccarat drawing rules. 

Card values are straightforward: number cards count as their face value, face cards and tens count as 0, and aces count as 1. The game uses multiple decks (usually 8 decks), ensuring an element of unpredictability in each deal.

1. Classic Rules and Objective of the Game
2. Bet Types and Payout Odds
3. House Edge, RTP and Commission Rules

Classic Rules and Objective of the Game

In Sexy Baccarat, the core gameplay mirrors the traditional version of baccarat. You do not play against the dealer; instead, you bet on whether the Player hand or Banker hand will win, or if the round will end in a Tie. 

Each side is initially dealt two cards, and their values are summed (only the last digit of the total counts, so a total of 15 becomes 5). A third card may be drawn for one or both sides if conditions are met, but you don’t need to memorize these rules – the dealer handles all drawing automatically. 

Whichever hand is closest to a total of 9 wins the round. The simplicity of this objective makes Sexy Baccarat easy to follow, and each round unfolds quickly (often around 20 seconds) with the live dealer clearly announcing the results.

Bet Types and Payout Odds

Sexy Baccarat offers three main bets: Player, Banker, and Tie. A winning Player or Banker bet pays even money (1:1), although Banker wins typically have a 5% commission deducted. 

The Tie bet, while rare to hit, pays out 8:1 if both hands end with the same total. In addition to these, players can spice up the game with side bets – for example, a Player Pair or Banker Pair wager pays 11:1 if the first two cards on the chosen side form a pair. 

A Perfect Pair (two identical cards in rank and suit) can pay up to 25:1, and there is also a Big/Small bet on the total number of cards dealt (small if 4 cards, big if 5 or 6 cards in the round). These side bets offer higher payouts but come with much lower odds of winning, so they add excitement at the cost of greater risk.

House Edge, RTP and Commission Rules

For the main bets, Sexy Baccarat has one of the lowest house edges in the casino world. The Banker bet carries about a 1.06% house edge (roughly 98.94% RTP), while the Player bet is around 1.24% edge (~98.76% RTP). 

In contrast, the Tie bet has roughly a 14% house edge (only ~86% RTP), which explains why its 8:1 payout is not usually recommended except for an occasional thrill. 

Thanks to these odds, sticking to Banker or Player yields relatively steady, low-volatility gameplay – you win often, albeit in smaller increments. By comparison, the Tie and side bets are high-volatility; they pay out big when they hit, but those wins are few and far between.

Sexy Baccarat also offers the option to play with No Commission on Banker bets. Normally, Banker wins incur a 5% commission fee, but on a no-commission table the Banker pays out full 1:1 with one catch: if the Banker hand wins with a total of 6, the payout is only 0.5:1 (half the bet) for that round. 

This variation keeps the game balanced while eliminating the standard commission. AE Sexy provides both standard and no-commission tables, letting you choose your preferred style without altering the core gameplay. It’s a great feature for those who want to maximize returns on Banker bets while still enjoying fair and transparent play.