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Golden Wealth Baccarat – Game Rules, RTP, and Winnings Explained
Golden Wealth Baccarat by Evolution is a live dealer game that redefines the classic baccarat experience with a luxurious golden theme and thrilling multiplier mechanics.
Unlike traditional versions, this variant brings added excitement by combining immersive visuals, golden cards, and augmented reality effects that make every round feel like a celebration of fortune. At 12Play, players can step into an elegant studio setting where wealth and glamour take centre stage.
What sets Golden Wealth Baccarat apart is its ability to merge the familiar simplicity of baccarat with unpredictable multiplier boosts.
Before each deal, five golden cards are randomly drawn and enhanced with multipliers ranging from 2x to 8x, creating opportunities for boosted payouts when they land in the winning hand. This feature ensures that each round carries the potential for extraordinary results.
Malaysian players particularly enjoy Golden Wealth Baccarat for its auspicious design and high volatility, where every round balances risk with the promise of golden rewards.
Golden Wealth Baccarat Details & Information
| Game Name | Golden Wealth Baccarat |
|---|---|
| Provider | Evolution Gaming |
| Game Type | Live Casino Baccarat |
| Release Date | September 2021 |
| RTP | 98.85% (Player) / 98.69% (Banker) |
| Minimum Bet | $1 (varies by casino) |
| Maximum Bet | $5,000 (varies by casino) |
| Max Payout | $500,000 (cap on winnings) |
| Main Bets | Player, Banker, Tie |
| Side Bets | Player Pair, Banker Pair |
| Bonus Features | Golden Round with random multipliers |
| Special Rounds | Augmented Reality “Golden Round” each hand |
| Multiplier Options | 2x, 3x, 5x, 8x (applied to wins) |
| Languages Supported | Multiple (e.g. English, Chinese, etc.) |
| Mobile Compatible | Yes (HTML5 live stream) |
| Technology | HTML5 video streaming, Augmented Reality |
| Last Update | 2024 |
Gameplay and Betting Options
Golden Wealth Baccarat plays like regular live baccarat with a special multiplier twist. Players place bets on either the Player hand, the Banker hand or the Tie before each deal.
Banker wins pay 0.95:1 (after a 5% commission), while Player wins pay 1:1. Pair side bets are also available, and the unique Golden Round bonus is funded by a 20% fee on all wagers.
- Main Bets and Payouts
- Side Bets
- Golden Round Bonus
Main Bets and Payouts
The main bets in Golden Wealth Baccarat are the Player and Banker hands, plus the Tie bet. Winning Player bets pay even money (1:1), while winning Banker bets pay 0.95:1 (a 5% commission is deducted).
The Tie bet has a base payout of 5:1 in this game, reduced from the classic 8:1 to account for the added multipliers. Overall RTP is about 98.85% on Player bets and 98.69% on Banker bets (factoring in the commission and bonus fees).
Side Bets
Two side bets add extra excitement: Player Pair and Banker Pair. These wagers win if the first two cards of the chosen hand form a pair (both cards of the same rank).
Each side bet pays 9:1 in Golden Wealth Baccarat (slightly lower than the standard 11:1, reflecting game adjustments). Golden cards and their multipliers do not apply to these side bets; they only affect the main Player/Banker/Tie outcomes.
Golden Round Bonus
A key feature is the Golden Round bonus each game round. After betting ends, five cards are randomly drawn from a virtual 52-card deck and become the “golden cards.” Each is secretly assigned a multiplier of 2x, 3x, 5x or 8x.
If a golden card is dealt in the winning hand (or on the table in the event of a Tie), its multiplier boosts that payout. If multiple golden cards appear in the winning hand, the multipliers multiply together, potentially creating very large wins.
Special Features and Bonus Rounds
Golden Wealth Baccarat is distinguished by its gold-themed bonus features and high volatility. The most notable feature is the augmented reality Golden Round, which showers cards in golden stardust and assigns them bonus multipliers every hand.
Any golden card dealt to a winning hand will boost the payout significantly. These bonus elements give Golden Wealth Baccarat a unique flair compared to standard baccarat and keep gameplay dynamic and thrilling.
Golden Cards and Multipliers
Every round, five “golden” cards are active and ready to award multipliers. When the dealer deals cards, any golden card landing in the winning position applies its multiplier (from 2x up to 8x) to that bet’s payout.
If more than one golden card appears in the winning hand, the multipliers combine multiplicatively. For example, two golden cards with 5x and 3x on a winning Player hand would create a 15x boost. This mechanism means many hands end up multiplied, adding constant excitement to each game.
Augmented Reality Experience
The game is set in a lavish studio with a magical golden pot at its center. Once betting closes, golden “stardust” floats from the pot to reveal the five golden cards and their multipliers. This augmented reality (AR) animation is both dramatic and clear, letting players easily see which cards are golden.
When golden cards are dealt, the table highlights them and displays the multiplier values. These visual effects enhance the live dealer experience and underline the game’s high-end, celebratory theme.
High Volatility and Big Wins
Golden Wealth Baccarat is a high-volatility game, designed for players who chase big multipliers. With up to five multiplier cards every round, the potential payouts can be enormous.
The theoretical maximum win is extremely large (e.g. a tied hand with multiple 8x golden cards yields a huge multiplier), though all winnings are capped (typically around €500,000 or equivalent).
In practical terms, winning tie bets can reach up to around 262,144x on paper, though the cap limits real payouts. The combination of multipliers and modified tie payouts makes Golden Wealth Baccarat stand out – it offers higher potential wins (and higher variance) than many other baccarat games.
Conclusion
Golden Wealth Baccarat by Evolution is a standout live dealer game that blends the timeless elegance of baccarat with modern innovation and golden charm. Its unique multiplier system ensures that each round is filled with anticipation, turning ordinary wins into potentially extraordinary payouts.
For players at 12Play, this game represents not just a chance to play baccarat but an opportunity to experience a more dynamic and rewarding variation.
The luxurious presentation, golden visuals, and augmented reality effects make it an immersive option for those seeking something beyond the standard game.
High volatility combined with favourable RTP rates ensures that both casual players and seasoned high rollers can enjoy the thrill, depending on their betting preferences.
Ultimately, Golden Wealth Baccarat is perfect for players in Malaysia who want a balance of classic rules, cultural symbolism of luck and fortune, and the excitement of bonus multipliers woven into every hand.
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Blog Author
Ryan Lim
Blog Manager at 12Play Online Casino
Ryan Lim is the Blog Manager at 12Play Online Casino, where he leads the content strategy focused on providing readers with in-depth insights into online gaming, casino trends, and responsible gambling practices. With years of experience in the iGaming industry, Ryan combines his passion for writing with a deep understanding of the Southeast Asian casino landscape, helping both new and experienced players navigate the evolving digital casino world.
The information published on this blog is intended for informational and entertainment purposes only. While 12Play Online Casino strives to ensure accuracy and relevance, we do not guarantee the completeness or reliability of any content. Readers are advised to verify details independently and gamble responsibly. This blog does not promote underage or illegal gambling in any jurisdiction.
